General business guidance only — not financial advice. Always consult your accountant or a licensed financial adviser before making financial decisions.
Strategy • Finance • Governance • Risk • Operations • People

Every organisation deserves a consultant who speaks strategy and money.

Prof. is your always-available strategy and finance consultant — for small businesses, corporates and government entities alike. Upload financial statements, strategy documents, annual performance plans, risk registers or presentations and get plain-language guidance on what to do — and what not to do.

12Advisory domains
PDF · Word · ExcelDocument analysis
Voice + ChatConsultant on call
PROF.'S DAILY INSIGHT

What the Prof helps you with

Holistic advisory support for business owners and public-sector leaders — from the shop floor to the boardroom to the department.

Thomas Kgokolo CA(SA), MBA
Thomas Kgokolo
CA(SA) · MBA
Founder — Prof.
MD, Kgokolo Advisory Inc
A real expert behind the platform

Meet the Prof

Prof. is not generic AI advice. It is designed and led by Thomas Kgokolo, a Chartered Accountant CA(SA) who holds an MBA and lectures finance and strategy to MBA students at well-known business schools — where he has been repeatedly recognised as a top finance lecturer, every year since 2020.

Thomas has led from the hottest seats in business: turnaround CEO of two major state-owned enterprises, Chief Financial Officer of a national regulatory authority, and more than 15 years as a non-executive director across pension funds, aviation, mining, energy, financial services and public entities. He is the recipient of multiple leadership awards, including South Africa's Top Public Sector CEO (2021) and an Emerging Leader Award (2018).

Every answer this platform gives draws on the same frameworks Thomas teaches in the MBA classroom and applies in real boardrooms — break-even and margin analysis, working capital management, strategy design, governance, and South African compliance essentials.

How the Prof works: AI delivers the guidance — available 24/7, in plain language. A real lecturer and chartered accountant designed the methodology behind it. And for decisions that need a licensed professional, the platform will always tell you to consult one. That's the deal: honest guidance, real frameworks, no pretending to be your accountant.
Disclaimer: Prof. offers general business guidance to help you plan and run your business better. It is not financial, investment, tax or legal advice. Always consult your accountant or a licensed financial adviser before acting.

Ask the Prof

Chat below, or use the voice widget (bottom-right) to talk to Prof. Guidance is general — confirm decisions with your accountant or financial adviser.

Prof.All-Round Business Consultant — general guidance, not financial advice

Prefer to talk?

Click the voice bubble at the bottom-right of your screen to have a live voice conversation with Prof. (powered by ElevenLabs).

This week's advisory themes

  • Why profit ≠ cash
  • Break-even: know your number
  • Reading your balance sheet
  • Pricing with confidence
  • Your first hire, done right

Remember

Guidance here is general business guidance. Before signing, spending or investing — talk to your accountant or a licensed financial adviser.

Document Analyser

Upload your business documents — financial statements, strategy documents, budgets, presentations — in PDF, Word or Excel. The Prof reads them and gives you plain-language guidance: strengths, red flags, what to do and what not to do.

Blank = Prof. works through the whole document section by section. Named = he analyses only that part, in depth.

Drop your documents here, or click to browse

PDF (.pdf) · Word (.docx) · Excel (.xlsx / .xls / .csv) — up to 15 MB each. Files are processed in your browser; nothing is stored until you choose to save.

Analysis is general business guidance, generated to help you understand and plan. It is not an audit, a review, or financial advice. Verify all figures and consult your accountant or licensed financial adviser before acting.

Prof.'s Toolkit

Documents Prof. drafts for you — not advice on how to write them yourself. Everything here can be saved as a PDF and is kept in your account.

Business & Government Knowledge Bank

The questions and struggles the Prof hears most often — organised by discipline, each with straight-talk guidance, DOs and DON'Ts. Click any question, or send it to the Prof for a deeper consultation.

Admin Console

Platform owner view — users, usage and plan management. Only administrator accounts can load this data.

NameEmailOrganisationPlanQuestionsAnalysesJoined

Change a plan with the dropdown — use this to activate paid plans for EFT/invoice clients. Limits apply immediately.

Private client knowledge

Confidential documents scoped to one organisation's access code (e.g. FSCA). Only users who joined with that organisation's code — and administrators — can ever read these. Paste distilled markdown below.

My Account

Plan

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Upgrade anytime on the Pricing page.

This month's usage

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Advisory focus

Prof. tailors his reference library to your sector. Change it here if it's wrong.

Session

What Prof. knows about you

Tell Prof. about your organisation once, and he will remember it in every conversation — so you stop re-explaining who you are.

Kept to your account and used only to tailor your own answers. Include what would help a consultant advise you — size, sector, reporting framework, current priorities, known problems. Leave out anything confidential you would not put in an email.

Your Health Check

A one-page review from Prof.: where your attention has been, what looks unresolved, and three things to do next. Run it monthly — or before a board meeting.

Prof. reviews what you have asked him and the documents he has reviewed for you, then writes the summary himself.

My saved reviews

Every document analysis and Health Check is saved to your account. Click one to reopen it.

Nothing saved yet.

Terms of Service, Refunds & Cancellations

The terms that govern your use of Prof. and your subscription. Plain language, as always.

1. Who we are and what Prof. is

Prof. is an AI-powered business guidance platform operated by KAI Advisory (Finequity Wealth Pty Ltd t/a Kgokolo Advisory Inc), South Africa. Contact: info@kgokoloadvisory.co.za.

Prof. provides general business guidance only. It does not provide financial, investment, tax, accounting or legal advice, and no output of the platform should be relied upon as such. Always consult a registered accountant, tax practitioner, attorney or licensed financial adviser before acting. Your subscription is payment for access to guidance tools and content — not for professional advice.

2. Accounts and plans

You need an account to use Prof.'s AI features. Keep your login details confidential — you are responsible for activity on your account. Each plan (Starter, Growth, Boardroom) includes monthly usage allowances as published on the Pricing page; allowances reset on the 1st of each month and unused allowances do not roll over. All plans are subject to fair use: accounts that resell access, share logins, or use automation to circumvent limits may be suspended.

3. Billing

Paid subscriptions are billed monthly in advance in South African Rand via our payment processor, Paystack (card and other supported methods). Prices include VAT where applicable. We may change plan pricing on 30 days' notice — changes take effect at your next billing date, and you may cancel before then.

4. Cancellation policy

You may cancel your subscription at any time — no notice period, no cancellation fee. Email info@kgokoloadvisory.co.za from your account email address, or use the cancellation option in your account. Cancellation takes effect at the end of your current paid billing period: you keep full access until that date, and no further billing occurs after it.

5. Refund policy

First-time subscribers: if Prof. isn't right for you, email us within 7 days of your first subscription payment and we will refund that payment in full — no questions asked.

Billing errors: duplicate charges, or charges after a confirmed cancellation, are refunded in full. Notify us within 30 days of the charge.

Renewals: beyond the first-payment guarantee, monthly renewal fees are not refundable pro rata for partial months or unused allowances — cancel before your billing date to avoid the next charge.

Service failure: if the platform is materially unavailable for an extended period due to a fault on our side, we will credit or refund the affected period on request.

Approved refunds are processed to the original payment method within 7–10 business days via Paystack. To request a refund, email info@kgokoloadvisory.co.za with your account email and payment reference.

6. Acceptable use

Don't use Prof. for unlawful purposes, to generate content that infringes others' rights, or to attempt to extract, resell or scrape the platform's content or AI outputs at scale. We may suspend accounts that breach these terms, with a refund of any unused full months on paid plans where the breach was not deliberate.

7. Liability

The platform is provided "as is". To the maximum extent permitted by law (including the Consumer Protection Act where it applies), our total liability to you is limited to the subscription fees you paid in the three months before the claim. Nothing in these terms limits liability that cannot lawfully be limited. Decisions you take based on the platform's general guidance remain your own — see clause 1.

8. Privacy, changes and law

Your personal information is handled per our Privacy Notice (POPIA). We may update these terms from time to time — material changes will be notified on the platform, and continued use after notice constitutes acceptance. These terms are governed by the laws of the Republic of South Africa.

Last updated: August 2026 · KAI Advisory (Finequity Wealth Pty Ltd t/a Kgokolo Advisory Inc) · info@kgokoloadvisory.co.za

Privacy Notice & POPIA Compliance

How Prof. handles your information, in plain language, in terms of the Protection of Personal Information Act, 4 of 2013 (POPIA).

1. Who is responsible

This platform is operated by KAI Advisory ("we"). We are the responsible party under POPIA. Contact / Information Officer: info@kgokoloadvisory.co.za. You may also contact the Information Regulator (inforegulator.org.za).

2. What we collect — and what we deliberately don't

Documents you upload are NOT stored on our servers. They are read inside your own browser. Only the extracted text is transmitted, encrypted (HTTPS), to our analysis engine to generate your guidance, and is discarded after the response is produced. We do not build a copy of your financial records.

We collect only: your consent record and preferences (stored on your own device), and — if you subscribe — your name, email and payment reference. Card details are handled entirely by our payment processor (Paystack); we never see or store card numbers.

3. Why we process your information (purpose)

To generate the business guidance you request, operate your subscription, and communicate with you about the service. We do not sell personal information, and we do not use your documents or conversations to train AI models.

4. Cross-border processing (POPIA s72)

Our infrastructure providers (hosting, AI analysis, payments) may process data outside South Africa. Each is bound by contractual data-protection terms providing protection substantially similar to POPIA. By using the platform you consent to this processing.

5. Security safeguards

All traffic is encrypted (HTTPS). No document store exists to breach. If we later introduce an optional "save my documents" feature, files will be held encrypted in a private, access-controlled store, saved only with your explicit opt-in per document, and deletable by you at any time.

6. Your rights

You may ask what personal information we hold, request correction or deletion, withdraw consent, and complain to the Information Regulator. Email the Information Officer at info@kgokoloadvisory.co.za — we respond within a reasonable time as required by POPIA.

7. Breach notification

In the unlikely event of a security compromise involving personal information, we will notify the Information Regulator and affected users as required by section 22 of POPIA.

This notice is part of the platform's terms. The platform provides general business guidance only — not financial advice. Last updated: August 2026.

What would this cost you anywhere else?

A consultant's day costs R15 000 to R25 000. An outsourced financial director runs R15 000 to R40 000 a month. Your accountant bills R800 to R2 500 an hour. Prof. starts at less than one of those hours — and he is available at eleven at night, on a Sunday, before a board meeting.

Why this is not general-purpose AI

Prof. works from a curated South African reference library: the PFMA and MFMA, GRAP, National Treasury's Framework for Strategic Plans and APPs, the current supply chain management instructions, King V (not King IV), the Pension Funds Act, Regulation 28, IFRS and MBA-level corporate finance. Repealed law is marked as repealed, and law that is passed but not yet in force is marked as not yet in force. He is built on the advisory practice of KAI Advisory.

Starter

Free

See whether he actually knows your world.

  • 5 Prof questions / month
  • 1 document review / month
  • Voice — 10 min / month
  • Prof.'s full South African reference library

Growth

R299/month

Less than one hour of your accountant's time. Your consultant on call, all month.

  • 200 Prof questions / month
  • 8 document reviews / month
  • Voice — 60 min / month
  • Saved conversation history
  • Monthly Health Check — a one-page review of what you asked, what is still open, and what to do next

Boardroom

R799/month

About 5% of a single consultant day. For institutions and established businesses that want a standing advisory partner.

  • Everything in Growth
  • 500 Prof questions / month
  • 15 document reviews / month
  • Voice — 150 min / month
  • Health Check on demand — monthly or quarterly, whenever the board pack is due
  • Priority support

Institutional — for departments, public entities, municipalities and retirement funds

Multiple seats on one invoice, a private workspace holding your own strategic plan, APP, risk register or fund rules, and a usage view for your administrator. Billed by VAT invoice with a purchase order reference, payable by EFT — built for how the public sector actually procures.

Priced from R15 000 a month — roughly one consultant day, except available every day to everyone on your team.

Talk to KAI Advisory
Payments are processed securely by Paystack (card, EFT, SnapScan). A subscription gives you access to business guidance tools and content — it is not payment for financial advice. All plans are subject to fair use; limits reset monthly. Cancel anytime — see our Terms, Refunds & Cancellations, including a 7-day money-back guarantee on your first payment.